Author(s): Kanchan Devi and Dr. Sangeeta Gupta

Abstract:
Present study entitled “Awareness and Opinion of farmers regarding Pradhan Mantri Fasal Bima Yojana” was undertaken in the year 2019-2020 with objective to see Awarness of farmers regarding PMFBY in Ashother and Bahua blocks of Fatehpur, In each block three-three villages were selected therefore 25-25 respondents were selected from two blocks of six villages randomly. A total number of 150 respondents were selected. Out of total respondents 26.0 per cent of farmers were educated up to high school, 37.3 per cent of farmers, whose maximum annual income was up to Rs.1, 00,000 to 1, 50,000. It was found that maximum no of farmers were aware regarding PMFBY as Risk covered are natural fire / lighting / storm / cyclone / flood / drought etc. Kharif, Rabi, and Annual Horticulture crops are mainly included in this scheme, Crop loans through KCC are covered under compulsory coverage, Farmers are aware that due to Pradhan Mantri Fasal Bima Yojana for increasing production they can use improved technology, time period of getting claim will be up to 14 days from harvesting for those crops which are kept in “cut & spread” condition, dry in the field if during this time crops loss occurs by natural calamities then it is covered by insurance company / bank and in case of crop loss, farmers can report to concerned patwari / bank.